Home Equity Loans & Lines of Credit

Let your home’s equity work for you.

Home Equity Loans

A home equity loan allows you to borrow money against a limit determined by the equity you’ve built into your home. Our home equity loans have competitive interest rates and a variety of payment terms to meet your needs.

Account Summary

Best for large, single purchases of a specific amount for predictable monthly payments
Loan amount is determined by need, equity in home, income and credit score
Multiple payment options and rates (dependent on income and credit score)
Lower rates than personal loans

Get Rates & Apply at a Branch

Home Equity Line of Credit

A home equity line of credit allows you to borrow money against a limit determined by the equity you’ve built into your home, but you'll only pay interest on the amount you use. With a Home Equity Line of Credit, you'll have access to your cash equity when you need it.

Account Summary

Best for multiple purchases, ongoing use or projects with uncertain costs
Make purchases with a Visa^® Debit Card, check or online transfer
Only pay interest on the amount you are using
Credit limit is determined by need, equity in home, income and credit score
Lower rates than personal lines of credit

Get Rates & Apply at a Branch

Consider using a Home Equity Loan or Line of Credit for:

Home improvements
Consolidating high-interest debt
Upcoming or unexpected expenses
Educational expenses
Refinancing existing debt